Can You Get Both the Disabled and Over-65 Exemption in Texas?
Last Updated: August 31, 2026
No. Texas does not let you receive both the age-65 exemption and the disabled-person exemption from the same taxing unit — you choose one or the other for that unit.
The stacking rule
you may not receive both the age-65 exemption and the disabled-person exemption from the same taxing unit — you choose one — combining the age-65 and disabled-person exemptions. Tax year current.
As of 2026-08-31, per Texas Comptroller, Property Tax Exemptions (Tax Code §11.13(d)).
This page explains what the published rules say. It is not tax, legal or financial advice, and it is not a determination of your eligibility. Only your county appraisal district can tell you whether you qualify. Figures are for the tax year shown and were last verified on the date shown.
Why you can't combine them
Both the age-65 exemption and the disabled-person exemption are additional homestead exemptions with similar structures under the Tax Code. State law treats them as alternatives, not additive benefits, within a single taxing unit — you pick whichever applies to your situation for that unit, rather than layering both.
If you qualify for both
Being both 65 or older and disabled doesn't change the rule — you still select one exemption per taxing unit rather than claiming both amounts. Which one makes more sense for you depends on the specific exemption amounts and any ceiling implications for your local taxing units, which your appraisal district can walk through with you directly.
Why sources sometimes seem to conflict
You may see secondary sources that describe this differently or imprecisely, particularly older material or general homeowner guides that weren't written with Texas's specific stacking rule in mind. We haven't tracked down a specific contradictory claim worth citing here — we simply note that ambiguity exists in some secondary material, and we follow the Comptroller-stated rule above rather than a more permissive reading.
Related: disabled veterans
A disabled veteran exemption under Tax Code §11.22 is a separate mechanism from the disabled-person homestead exemption discussed here. See our page on how the disabled veteran exemption interacts with the over-65 exemption for that distinction.
Frequently Asked Questions
Can I get both the disabled and over-65 exemption in Texas?
Not from the same taxing unit. You choose one or the other for each taxing unit that applies to your property.
What if I'm both disabled and 65 or older?
You still choose one exemption per taxing unit — you don't get to add both amounts together at the same unit.
Does 'same taxing unit' mean I could get different exemptions from different units?
The rule is about a single taxing unit not stacking both exemptions on the same property. If you're unsure how it applies across multiple taxing units on your bill, confirm the specifics with your appraisal district.
Why do some sources seem to disagree on this?
Secondary sources sometimes describe exemption stacking loosely or reference older rules. We follow the Comptroller's stated stacking rule and flag it clearly rather than assume a more favorable reading.
Which exemption should I pick if I qualify for both?
This page explains the rule, not which choice is better for your specific bill — that depends on your local exemption amounts and tax rates. Your appraisal district can walk through both scenarios with you.
Sources and Last-Verified Dates
| Figure | Tax Year | Source | Verified |
|---|---|---|---|
| Combining the age-65 and disabled-person exemptionsTax Code §11.13(d) | current | Texas Comptroller, Property Tax Exemptions | 2026-08-31 |