PropertyTaxSeniors

Texas Property Tax Deferral Cost Calculator

Last Updated: August 31, 2026

Estimate the lien balance your heirs (or you) would face after deferring for N years.

Texas Deferral Cost Calculator

Estimates how a deferred balance grows at the 5% annual interest rate that applies to the standard 65+/disabled deferral under Tax Code §33.06 — not the separate 8% appreciating-value program.

About this tool

Estimates what a tax deferral costs over time, including the interest that accrues while it is in place. It is free, needs no account or email address, and runs entirely in your browser — the numbers you type are never sent to this site, stored, or logged.

The deferral rate and rules come from the Texas Tax Code sections cited on this page. If you work at a senior centre, a library, or an organisation helping older homeowners, you are welcome to link to this page or print from it. That is what it is for.